Hi, my name is Randy Byrd and I’m a retired insurance salesman. I used to sell all sorts of insurance, but these days I mostly just sell life insurance and Medicare supplements. A lot of people are confused about Medicare Advantage plans, especially when they see ads that make them seem like they’re free. The truth is, there are copays you have to pay with these plans. too many people don’t know about the copays and wind up getting surprise medical bills. That’s why it’s so important to be clear with people about what they’re buying. When you’re shopping for an Advantage plan, make sure you understand the copays and what you’ll be responsible for paying out of pocket. Don’t let yourself be surprised by a bill you can’t afford. Thanks for listening. Give me a call and let me help you choose the right plan.